One of the best ways to catch up with family and friends during the holidays is by sharing stories while enjoying a good meal. HRCU wants to bring families together, creating lasting memories by providing meals to members, as well as deserving families in our community. We have termed this – The Fall Feastaway!
From 9/1/18 until 11/7/18, members may choose to participate in The Fall Feastaway by completing one or both of the following entry methods:
1. Nominate a Family to WIN A FEAST
Write a brief paragraph explaining why the family you’re nominating deserves a free Thanksgiving meal. Include how the family has gone above and beyond. Whether the family regularly volunteers their time for others or often exhibits random acts of kindness, these deeds all have an impact on our community and HRCU wants to recognize their efforts. Complete an entry form, provided below, or stop by any location. A $250 Giant gift card will be awarded to 3 of the nominated families.
2. Enter for Your Chance to GET A FEAST & GIVE A FEAST with Your Next Qualifying Loan
Members can enter to win a free Thanksgiving meal for themselves to enjoy as well as an additional meal to give away to another family of their choice with their next qualifying loan. Qualifying loans for The Fall Feastaway include auto loans and home equity lines of credit. Each free Thanksgiving meal is provided in the form of a $250 Giant gift card.
Learn More About Qualifying Loans:
See Official Rules.
*APR (Annual Percentage Rate). Rates and terms are current as of 9/1/18 and are subject to change without notice. HRCU will finance up to the Manufacturer’s Suggested Retail Price (MSRP) plus tax and tags for a new vehicle. HRCU will finance up to 125% of the value of the vehicle for a new, used, or refinanced vehicle based on NADA, Kelly Blue Book, or other authorized guide when determining used vehicle values. Minimum loan amount is $5,000. The interest rate applied may be up to 2.5% higher based on the applicant’s credit score, debt ratio, or vehicle value. HRCU makes all final determinations regarding the vehicle value and applied interest rate. Certain restrictions may apply.
For HELOC, the APR expressed above is a VARIABLE interest rate and applies to an 80% LTV Equity Line Loan. The applied interest rate will equal the major bank Prime Rate plus 0.50% as published in the Wall Street Journal on either January 15th or July 15th of the last calendar period. The interest rate applied cannot increase or decrease more than 2.50% at each potential adjustment. The minimum APR is 4.00%. The maximum rate can never exceed 18%. A five-year advance period applies with up to a fifteen-year repayment term. Interest rate discount or promotional rate is available for new Home Equity Lines of Credit applications and is the effective interest rate for one year from the date of loan origination. Loan will revert to market interest rate in effect with the expiration of the promotion or discount. No other discounts apply.