Young woman holding book and preparing to attend college class with diverse group of students in background. Yellow paint splatter with text "Ahead of the Curve". Blue paint splatter with text "$250 Refi Bonus. Limited Time offer". Also includes HRCU logo and text "Empower your future when you plan for today. Student loan refinancing rates as low as 5.69% APR."

Get Ahead of the Curve with our $250 Refi Bonus!1

Empower your future when you plan to refinance your student loans today!


Simplify your student loans with one consolidated monthly payment. Rates starting at 5.69% APR2 for student loan refinancing. Stop by any location to learn more or apply online today!


Learn more about Student Loans. This is a limited time offer it won’t last long!


1Existing student loans at other institutions that are refinanced or consolidated with an HRCU Student Choice loan, qualify to receive a $250 deposit in their HRCU account during our Ahead of the Curve promotion. This promotion applies to Student Choice products funded on or after 7/24/23 and continues until the promotion ends. Eligibility limited to Student Choice loans refinanced from another institution with a minimum loan amount of $5,000. Eligibility is also limited to applicants with a minimum 675 credit score. Not to be combined with any other promotion or discount. Qualifications are subject to change without notice.

2APR = Annual Percentage Rate. Rates and terms are current as of 7/24/23 and are subject to change without notice. All loan requests subject to credit approval. See the Credit and Security Agreements available at HRCU.