Excited woman in cold weather gear holding bunches of leaves in front of a fall background. A blue graphic house icon has 30 Year Rates as low as 3.22% APR text. Words across a gradient white background are Autumn Leave & Save - Mortgage Refi. Large blue box below states Receive a $150 VISA Gift Card when you bring your mortgage to HRCU from another institution. Mortgage comparison chart included to show how much you'll save. Also notes Apply Today! with 3 disclaimers.

 

Autumn Leave & Save – Mortgage Refinance Offer

As a member, you have access to a wide variety of loan products through a local name you can trust. Low rates, easy application, flexible payment options, and timely responses are standard features of every HRCU loan.

For a limited time, take advantage of our Autumn Leave & Save – Mortgage Refi offer with rates as low as 3.22% APR.1

Plus, receive a $150 VISA Gift Card when you bring your mortgage to HRCU from another institution.2

 

Let us show you how much you’ll save when we lower your monthly payment!

Learn more about refinancing your Mortgage. Apply today!

 

1APR = Annual Percentage Rate. Rates and terms are current as of 9/7/21 and are subject to change without notice. All loan requests subject to credit approval. See the LOANLINER Credit and Security Agreements available at HRCU.

2Existing mortgages at other financial institutions that are refinanced with HRCU, qualify to receive a $150 VISA gift card during the Autumn Leave & Save – Mortgage Refi promotion. This promotion applies to refinanced mortgages funded on or after 9/15/21 and continues until promotion ends. Eligibility limited to mortgages with a minimum loan term of 15 years and minimum loan amount of $40,000. Not to be combined with any other promotion or discount. Qualifications are subject to change without notice.

3Sample scenario based on hypothetical 30-year rate from another institution.

 

Autumn Leave & Save – Mortgage Refi Promotion Rules

Promotion: Hidden River Credit Union is offering borrowers of refinanced Mortgages a chance to participate in the Autumn Leave & Save – Mortgage Refi promotion.

Dates: Promotion runs from September 15, 2021 through promotion end. HRCU reserves the right to adjust the dates as we deem necessary.

Award Recipient Selection: All eligible qualifying borrowers (as defined below) will receive a minimum $150 VISA gift card immediately after funding and once all paperwork has been completed.

Eligibility & Limitations: All existing mortgages at other financial institutions that are refinanced and funded by Hidden River Credit Union (with a minimum loan term of 15 years and minimum loan amount of $40,000) between the dates of September 15, 2021 through promotion end will be eligible, and qualify to receive at least a $150 VISA gift card. Application approval is not enough to be eligible. Hidden River Credit Union reserves the right to either end or extend the promotion at any time.

Participants must be at least 18-years old. By participating, each participant grants Hidden River Credit Union permission to use their name, photograph and likeness in connection with this promotion. By participating, each individual waives any and all claims of liability against Hidden River Credit Union, its employees, for any personal injury or loss which may occur from the conduct of, or participation in, the promotion, or from the use of any prize. Any valuation of the prizes stated above is based on available information provided to Hidden River Credit Union, and the value of any prize awarded to a participant may be reported for tax purposes as required by law. Each participant is solely responsible for reporting and paying any and all applicable taxes. Prizes are not transferrable and gift cards are not redeemable for cash. Hidden River Credit Union reserves the right to disqualify any participant and may refuse to award any prize to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the contest, or obtained eligibility status using fraudulent means. All decisions will be made by Hidden River Credit Union and are final. Terms and content of contest are subject to change without prior notice.