Chase Away the Winter Blues – HELOC Special
As the snow falls and the days grow shorter, it’s the perfect time to make the most of your home’s equity. With rates as low as 3.49% APR* for the first 12 months, you can tackle home improvements, consolidate debt, or fund those big dreams. Let HRCU help turn your winter projects into reality with a HELOC!
Learn more about Home Equity Lines of Credit. Apply today!
*APR (Annual Percentage Rate). Rate current as of 1/13/25. Rates and terms are subject to change without notice. Home Equity Lines of Credit (HELOCs) feature a variable interest rate and are limited to an 80% loan-to-value (LTV). The interest rate adjusts on a semi-annual basis in January and July each year based on the Prime Rate. The interest rate applied cannot increase or decrease more than 2.50% at each potential adjustment. The minimum APR is 4.00% and the maximum rate can never exceed 18.00%. The minimum HELOC loan amount is $10,000 and the minimum advance amount is $500. Monthly payment may vary. HELOCs have a five-year advance period with up to a fifteen-year repayment term. HRCU makes all final rate determinations based on applicant’s credit score, debt ratio, etc. See the Credit & Security Agreements available at HRCU.