We’re All in This Together
As a result of the Coronavirus pandemic, we have all been asked to do our part to contain the virus while ensuring public safety and maintaining personal health. Unfortunately for many, these precautions have led to unexpected hardships such as lost jobs, reduced work hours, kids out of school, and social isolation. HRCU understands this burden and we are here to help.
If you’re experiencing financial difficulties as a result of the Coronavirus, please contact us at 570.622.3399 to discuss ways we may be able to assist you.
Unlimited Account Access
We would like to take this opportunity to remind you about our OutReach 24/7 Audio, Online, and Mobile account access options. We encourage members to conduct transactions, make deposits, and transfer funds at any time, from anywhere with our state-of-the-art mobile app or online account access systems. HRCU respectfully requests members who don’t feel well to utilize these digital systems in lieu of visiting an HRCU location. We appreciate your understanding and cooperation.
Committed to Safety
HRCU remains open for the benefit of our membership as we take extra precautions in response to recommendations from the PA Department of Health and Centers for Disease Control and Prevention.
Examples of the preventative measures HRCU is taking to help ensure the health and well-being of our members, staff, and community:
- Frequent sanitizing, hand washing, and avoidance of face, nose, and mouth touching.
- Increased disinfecting of all high touch areas, including (but not limited to) countertops, door handles, bathrooms, MSR stations, and ATMs.
- Covering of coughs or sneezes with an elbow (not hands).
- Limits on nonessential travel.
- Instructions for sick employees to stay home.
We will continue to share any updates to our services with members and staff as the Coronavirus situation changes.
1All Emergency Assistance Programs are available to members adversely affected by the Coronavirus pandemic. Please note members will be asked to provide some form of documentation in order to qualify such as documentation proving job loss, reduced hours, or receipt of unemployment compensation. Other situations may apply and will be considered on a case-by-case-basis. Members with loans already in default or currently in collections are not eligible. All loans must be paid current as of 3/1/20 for eligibility.
2APR (Annual Percentage Rate). Rates and terms are subject to change without approval or notice. No other discounts apply. All loans subject to credit qualifications, credit worthiness, and other factors. Contact an HRCU Lending Specialist for additional details.
3Approved members will enter a written agreeement and work directly with an HRCU Lending Specialist. Subject to review and additional documentation requirements. Specific terms will be clarified in a written agreeemnt on a case-by-case basis and may not extend beyond four months
4Entire Certificate of Deposit (CD) must be closed to qualify for an early withdrawal fee waiver.
5Fee waivers administered on a case-by-case basis will be applied to accounts in good standing which did not already accrue frequent overdraft fees.
6Approved members may skip one month’s loan payment (equivalent to 30 days) without penalty. Interest will continue to accrue, and the loan due date will be advanced one payment period if paid on a monthly basis. Loans paid more frequently will also be advanced the equivalent of a one-month period. As a result, the loan will be extended one month beyond the normal maturity date. Loans included in this program will not be reported to credit agencies. Members with multiple loans may also participate (excluding real estate).