Harvest the Savings – Auto Special
It’s officially Autumn – the kids went back to school, greenery has faded away, pumpkins are ready to be picked, and high temperatures are finally retreating. Now is the perfect time to get a new-to-you vehicle in preparation for winter.
Reap the benefits of a great, low rate on your next new or used auto loan when you get pre-approved at HRCU. Plus, strengthen your buying power to help negotiate the best deal!
Purchase or Refi a New or Used Auto Loan for up to 60 months as low as 5.39% APR.*
Already have a high interest auto loan at another institution? Let HRCU help you cut down your rate and detail how much you can save!
For a Limited Time – receive a $250 BONUS when you refinance your auto loan from another institution at HRCU!2
Learn more about refinancing your Auto Loan.
1APR (Annual Percentage Rate). Rate current as of 10/1/24. Rates and terms are subject to change without notice. HRCU will finance up to 120% of the Manufacturer’s Suggested Retail Price (MSRP) for a new vehicle. HRCU will finance up to 120% of the value for a used or refinanced vehicle based on NADA Clean Retail Value. Minimum loan amount is $5,000. The interest rate applied may be higher based on the applicant’s credit score, debt ratio, or vehicle value. HRCU makes all final determinations regarding the vehicle value and applied interest rate. See the Credit and Security Agreements available at HRCU.
2Existing auto loans at other financial institutions that are refinanced with HRCU and exceed $15,000 at the time of funding, qualify to receive the $250 bonus offer during the Harvest the Savings promotion. This promotion applies to refinanced auto loans funded on or after 10/1/24. Terms and qualifications are subject to change without notice.
Harvest the Savings Promotional Rules
Promotion: Hidden River Credit Union is offering borrowers who bring an existing auto loan from another institution and refinance it at HRCU to participate in the Harvest the Savings promotion.
Dates: Promotion runs from October 1, 2024 through November 30, 2024. HRCU reserves the right to adjust the dates as we deem necessary.
Award Recipient Selection: All eligible qualifying borrowers will receive a $250 deposit to their HRCU account 30 days after loan funding.
Eligibility & Limitations: All existing vehicle loans at other financial institutions that equal $15,000 or more and are funded by Hidden River Credit Union between the dates of October 1, 2024 and November 30, 2024 will be eligible, and qualify to receive a $250 bonus. Hidden River Credit Union reserves the right to either end or extend the promotion at any time.
Participants must be at least 18-years old. Any employee is ineligible to participate. By participating, each participant grants Hidden River Credit Union permission to use their name, photograph, and likeness in connection with this promotion. By participating, each individual waives any and all claims of liability against Hidden River Credit Union, its employees, for any personal injury or loss which may occur from the conduct of, or participation in, the promotion, or from the use of any prize. Any valuation of the prizes stated above is based on available information provided to Hidden River Credit Union, and the value of any prize awarded to a participant may be reported for tax purposes as required by law. Each participant is solely responsible for reporting and paying any and all applicable taxes. Prizes are not transferrable and gift cards are not redeemable for cash. Hidden River Credit Union reserves the right to disqualify any participant and may refuse to award any prize to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the contest, or obtained eligibility status using fraudulent means. All decisions will be made by Hidden River Credit Union and are final. Terms and content of contest are subject to change without prior notice.