Bringing You Peace of Mind
You’ll be amazed at how much clarity you gain after removing financial burdens from your life.
- Consider accessing more funds to pay down debt with a Personal Loan. You’ll have the freedom to choose how the funds are best spent and, as a result, how to spend all the worry-free time you’ve gained.
- When it comes to your car, excessive monthly payments can contribute significantly to anxiety. Find out how many thousands of dollars you could save over the life of your Auto Loan with a quick and easy refinance at HRCU!
Life is too short to stress. Let us provide the financial relief while you take all the me time you need.
To aid your relief efforts – four eligible members will win a $200 VISA gift card for use at the local spa of their choice.*
*Qualifying loans include auto: new, used, and refinances; as well as personal: signature, consolidation, heating oil pre-payment purchase, and alternative heating funded on or after 3/1/21. Two eligible members who received a qualifying auto loan and two eligible members who received a qualifying personal loan will be randomly selected to receive a $200 VISA gift card for use at the spa of their choice. Certain restrictions may apply. Terms and qualifications are subject to change without prior notice. See below for Official Rules.
**APR = Annual Percentage Rate. Rates and terms are subject to change without approval or notice. HRCU will finance up to the Manufacturer’s Suggested Retail Price (MSRP) plus tax and tags for a new vehicle. HRCU will finance up to 125% of the value of the vehicle for a used or refinanced vehicle based on NADA, Kelly Blue Book, or other authorized guide when determining used vehicle values. Minimum loan amount is $5,000. The interest rate applied may be up to 2.5% higher based on the applicant’s credit score, debt ratio, or vehicle value. HRCU makes all final determinations regarding the vehicle value and applied interest rate. See the LOANLINER Credit and Security Agreements available at HRCU.
Relaxation Loans – Contest Rules
Promotion: Hidden River Credit Union is offering borrowers of Personal Loans and Auto Loans a chance to participate in the Relaxation Loans promotion.
Dates: Promotion runs from March 1, 2021 through May 31, 2021. Drawing for award recipients will be held on or before Wednesday, June 15, 2021. HRCU reserves the right to adjust the dates as we deem necessary.
Award Recipient Selection: Award recipients will be randomly selected from all eligible entries (as defined below). The award recipients will be notified by phone and must confirm within 72 hours. If confirmation is not provided within 72 hours from notification, the prize will be forfeited.
Eligibility & Limitations: All personal loans, including signature, consolidation, heating oil pre-payment purchase, and alternative heating funded by Hidden River Credit Union between the dates of March 1, 2021 through May 31, 2021 will also be entered to win one of two $200 VISA Gift Cards. All new or used vehicle loans, including refinances, funded by Hidden River Credit Union between the dates of March 1, 2021 through May 31, 2021 will be entered in the drawing for a chance to win one of two $200 VISA Gift Cards. Application approval is not enough to be eligible. Odds of winning depend on the number of loans funded. Hidden River Credit Union reserves the right to either end or extend the promotion at any time.
Participants must be at least 18-years old. Any employee or family member of an employee is ineligible to participate or win. By participating, each participant grants Hidden River Credit Union permission to use their name, photograph and likeness in connection with this promotion. By participating, each individual waives any and all claims of liability against Hidden River Credit Union, its employees, for any personal injury or loss which may occur from the conduct of, or participation in the promotion, or from the use of any prize. Any valuation of the prizes stated above is based on available information provided to Hidden River Credit Union, and the value of any prize awarded to a participant may be reported for tax purposes as required by law. Each participant is solely responsible for reporting and paying any and all applicable taxes. Prizes are not transferrable and gift cards are not redeemable for cash. Hidden River Credit Union reserves the right to disqualify any participant and may refuse to award any prize to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the contest, or obtained eligibility status using fraudulent means. All decisions will be made by Hidden River Credit Union and are final. Terms and content of contest are subject to change without prior notice.