Spring Forward With Great Rates and Savings!

Spring is right around the corner.

  • Get a head start on your Spring and Summer to-do list with an Intro Rate Special on a Home Equity Line of Credit!
  • Looking to purchase that car of your dreams? HRCU offers competitive rates on Auto Loans, new OR used!

Contact a Lending Specialist today to discuss how you can get ahead of spring and summer plans with Great Rates and Savings!

Learn more about a Home Equity Lines of Credit or an Auto Loan. Apply today!


*Home Equity Lines of Credit (HELOCs) feature a variable interest rate and are limited to an 80% loan-to-value (LTV). The applied interest rate will equal the major bank Prime Rate plus 0.50% as published in the Wall Street Journal on either January 15th or July 15th of the last calendar period. The interest rate applied cannot increase or decrease more than 2.50% at each potential adjustment. The minimum APR (Annual Percentage Rate) is 4.00%, and the maximum rate can never exceed 18.00%. The minimum loan amount is $10,000 (credit line), and the minimum advance is $500. Monthly payment may vary. HELOCs have a five-year advance period with up to a fifteen-year repayment term.


**APR = Annual Percentage Rate. Rates and terms are subject to change without notice. HRCU will finance up to the Manufacturer’s Suggested Retail Price (MSRP) plus tax and tags for a new vehicle. HRCU will finance up to 125% of the value of the vehicle for a used or refinanced vehicle based on NADA, Kelly Blue Book, or other authorized guide when determining used vehicle values. Minimum loan amount is $5,000. The interest rate applied may be up higher based on the applicant’s credit score, debt ratio, or vehicle value. HRCU makes all final determinations regarding the vehicle value and applied interest rate. See the Credit and Security Agreements available at HRCU.