Spruce Up Your Home This Winter Season

Access the Equity in Your Home with a Line of Credit This Winter Season!


Enjoy the ease and flexibility of a Home Equity Line of Credit by making purchases when and where you choose. Spend it all at once or over time – you decide! Rates as low as 3.49% APR* for the first 12 months.

Contact our Lending Team to discuss how you can obtain extra funds to start working on those summer projects at 570.622.3399, option 3.


Learn more about Home Equity Lines of Credit. Apply today!



*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Home Equity Lines of Credit (HELOCs) feature a variable interest rate and are limited to an 80% loan-to-value (LTV). The interest rate adjusts on a semi-annual basis in January and July each year based on the Prime Rate. The interest rate applied cannot increase or decrease more than 2.50% at each potential adjustment. The minimum APR is 4.00% and the maximum rate can never exceed 18.00%. The minimum HELOC loan amount is $10,000 and the minimum advance amount is $500. Monthly payment may vary. HELOCs have a five-year advance period with up to a fifteen-year repayment term. HRCU makes all final rate determinations based on applicant’s credit score, debt ratio, etc. See the Credit & Security Agreements available at HRCU.