Jumbo Certificates

Make the right investment with your money and open an HRCU Jumbo Certificate. Jumbo Share Certificates of Deposit (CDs) are share savings accounts that yield a higher interest rate because the funds are inaccessible, without penalty, by the member for an allotted time.

HRCU offers the following features on Jumbo Share Certificates:

  • Minimum account balance to open is $75,000.
  • Choose terms of three months, six months, one year, eighteen months or two, three, four or five years.
  • Competitive interest rates.
  • Dividends are compounded and paid monthly.
  • All shares are secured.
  • Penalties apply for early withdrawal.
  • At CDs maturity, the member will have seven (7) days to withdraw the funds without penalty; otherwise the CD will be renewed on the previous terms with the current rate.

*HRCU is federally insured by the National Credit Union Administration.