Student Lending


New Applicants 

Hidden River Credit Union is temporarily no longer accepting new Student Choice loan applications. Please contact HRCU if you have questions or need assistance with determining student loan alternatives.

Check this site for updates regarding the program.

Returning Borrowers

If you are an existing Student Choice borrower with HRCU and you need to request additional funds, please click here.

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When Federal aid just isn’t enough, we’re here to help!

The cost of college continues to rise, forcing many students and families to resort to higher-cost private student lending loans to fill funding gaps. As a not-for-profit lender, Hidden River Credit Union has a unique ability to help members and families by offering our Student Choice private lending solution that features:

  • Zero origination or pre-payment fees.
  • Lower interest rate.
  • Simple one-time online application.
  • Deferment of principal and interest while in school.
  • Flexible re-payment terms including graduated repayment for two years.
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career.*

For more information and to apply online visit our Student Choice website, or call toll free to 855.799.2987.


*Subject to qualification and annual credit review.



NOTICE: HRCU will be launching a redesigned website on Sunday, 11/18/18 at midnight. For more info, click here.