No matter what type of vehicle you are looking for, Hidden River Credit Union has the financing you need! Whether you are purchasing a new, used or re-financing a current vehicle, HRCU can help! Hidden River Credit Union even has a First Time Car Buyer Program for members buying their first vehicle with limited or no credit.

There is value in financing your vehicle at HRCU:

  • FREE CarFax Vehicle History Reports.
  • Availability of Guaranteed Asset Protection (GAP) Insurance at low cost to borrower.
  • Availability to purchase Smart Choice Loan Protection Insurance including life, disability and unemployment.
  • Pre-approval for qualified borrowers.
  • Convenient online application process.
  • Flexible terms for up to 90 months for new vehicles and up to 84 months for used vehicles.
  • No pre-payment penalties.
  • Easy payment options with direct deposit, payroll deduction and automatic transfer.
  • Lifestyle payment options designed to fit your lifestyle. Payment options for weekly, bi-weekly or monthly.
  • Refinance your vehicle at the highest NADA used car value for extra cash.
  • Log on to to receive discounts when purchasing new GMC, Chevrolet or Buick vehicles.
  • Service that will walk you through the vehicle buying process and will stay with you through the life of your loans the  years following.


Hidden River Credit Union offers members products they can afford with great service and flexibility they can count on. Stop in or call TODAY to talk to a Lending Representative about financing your next vehicle with HRCU!

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Petal to the Metal Disclaimers

*Funded auto loans on or after April 1 will be entered for a chance to win $250 towards a monthly payment. Five eligible members will be randomly selected. See Official Rules at

**APR (Annual Percentage Rate). Rates and terms are current as of 4/1/18 and are subject to change without approval or notice. HRCU will finance up to the Manufacturer’s Suggested Retail Price (MSRP) plus tax and tags for a new vehicle. HRCU will finance up to 125% of the value of the vehicle for a used or refinanced vehicle based on NADA, Kelly Blue Book or other authorized guide when determining used vehicle values. Minimum loan amount is $5,000. The interest rate applied may be up to 2.5% higher based on the applicant’s credit score, debt ratio, or vehicle value. HRCU makes all final determinations regarding the vehicle value and applied interest rate. Certain restrictions may apply. Call your HRCU loan representative today for details and rates.