Are you planning for Christmas, vacation or taxes? HRCU can help make saving easier with a Club Account!
HRCU offers all the following features on Club Accounts:
- No minimum balance requirement.
- Club Accounts available are Christmas Club, Tax Club or Vacation Club Accounts.
- Dividends are compounded and paid quarterly.
- No service fees.
- Christmas Club funds are transferred to Regular Share Savings the first week of October, unless a check is requested.
- Vacation Club funds are transferred to Regular Share Savings the first week of July, unless a check is requested.
- Club funds can be withdrawn at any time, however, a fee will be charged. Initiating a withdrawal or transfer request from an existing or new Vacation/Christmas Club Account PRIOR to the next designated annual account maturity date; will incur a withdrawal/transfer request fee per transaction request. *Please note: If more than FIVE withdrawal or transfer requests are initiated from the Vacation/Christmas Club Account may be subject to closure. Tax Club Accounts are not subject to closure and will be limited to one (1) FREE withdrawal or transfer request per month.
- Convenience of direct deposit, payroll deduction and automatic transfer.