Certificates

Rates are current as of June 1, 2017

 
Share/IRA Certificates
Certificate Type Annual Percentage Rate Annual Percentage Yield
3 month (90 days) 0.35% 0.35%
6 month (180 days) 0.50% 0.50%
1 year (365 days) 0.90% 0.90%
18 month (545 days) 1.00% 1.00%
2 year (730 days) 1.10% 1.10%
3 year (1095 days) 1.40% 1.41%
4 year ( 1460 days) 1.70% 1.71%
5 year (1825 days) 2.10% 2.12%
Jumbo Share & IRA Certificates (Above $75,000)
Certificate Type Annual Percentage Rate Annual Percentage Yield
3 month (90 days) 0.40% 0.40%
6 month (180 days) 0.60% 0.60%
1 year (365 days) 1.00% 1.00%
18 month (545 days) 1.10% 1.10%
2 year (730 days) 1.20% 1.21%
3 year (1095 days) 1.50% 1.51%
4 year ( 1460 days) 1.80% 1.81%
5 year (1825 days) 2.20% 2.22%

 All accounts are insured. Minimum deposit of $500 is required to open a Certificate of Deposit (CD). You may not make additional deposits after the account is open. APY assumes the principal and dividends remain on deposit until maturity. A penalty is imposed for early withdrawal. Penalty fees could reduce earnings on account. Certificate renews automatically. HRCU is federally insured by the National Credit Union Administration.