Certificates

Rates are current as of November 1, 2017

 
Share/IRA Certificates
Certificate Type Annual Percentage Rate Annual Percentage Yield
3 month (90 days) 0.30% 0.30%
6 month (180 days) 0.50% 0.50%
1 year (365 days) 1.00% 1.00%
18 month (545 days) 1.15% 1.16%
2 year (730 days) 1.25% 1.26%
3 year (1095 days) 1.45% 1.46%
4 year ( 1460 days) 1.85% 1.86%
5 year (1825 days) 2.15% 2.17%
Jumbo Share & IRA Certificates (Above $75,000)
Certificate Type Annual Percentage Rate Annual Percentage Yield
3 month (90 days) 0.35% 0.35%
6 month (180 days) 0.60% 0.60%
1 year (365 days) 1.10% 1.10%
18 month (545 days) 1.20% 1.21%
2 year (730 days) 1.30% 1.31%
3 year (1095 days) 1.55% 1.56%
4 year ( 1460 days) 1.90% 1.91%
5 year (1825 days) 2.20% 2.22%

 All accounts are insured. Minimum deposit of $500 is required to open a Certificate of Deposit (CD). You may not make additional deposits after the account is open. APY assumes the principal and dividends remain on deposit until maturity. A penalty is imposed for early withdrawal. Penalty fees could reduce earnings on account. Certificate renews automatically. HRCU is federally insured by the National Credit Union Administration.

 

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