Paying with credit card

Platinum Rewards VISA Credit Card

Whether you’re looking to spend for everyday needs, make easy payments on a larger investment or simply transfer existing balances, HRCU can help!

  • Rates as Low as 11.99% APR*
  • No Hidden Fees
  • Consolidate Your Debt into One Low Monthly Payment
  • Avoid High Interest Charges of Other Providers
  • Flexible Credit Limits up to $10,000
  • Reward Points for Every Dollar Spent
  • Free Balance Transfers
  • Excellent Customer Service
  • 24/7 Fraud Protection
  • Worldwide and Online Acceptance

*APR (Annual Percentage Rate). APR and credit limit based on credit worthiness and
underwriting criteria, see credit disclosure for more information.

Tail wings of airplane

Earn Reward Points for Every Dollar You Spend!

Earn valuable Reward Points for making everyday purchases. Redeem your points for exciting merchandise and travel rewards! To see what’s available to you, create an account at Then, login to see the redemption options you can get for your points.

  • Merchandise – Get electronics, home goods, and more from the best brands like Apple®, Michael Kors®, Samsung®, Bose®, Nike®, Ray-Ban®, Keurig®, Dyson®, Sony®, Pandora®, and more
  • Travel – Get travel accommodations, such as hotel stays at top properties, airfare, car rentals, cruises, etc. Anywhere you want to go, you can use your bonus points to get there
  • Daily Wins – Using just a few points you could get an awesome prize when you visit the Daily Wins section of the rewards site. Entries start at just 3 points and you could win electronics, gift cards, home goods, and much more. New items are added everyday!
  • Fuel Discount Award – Use your bonus points to save on all your fuel purchases by using you card at the pump at a participating BP station. You’ll save $0.50 per gallon on your fuel purchase of up to 20 gallons.
  • Gift Cards – You can use your points for gift cards too, including iTunes®, XBOX Live®, or for movie tickets.
  • And Much More!

Manage Your Account with Ease

Accessing your account info, setting up automatic payments, and paying your bill is easy and convenient!

Simply, choose your preferred method to manage your account:

  • Log into HRCU’s Online & Mobile Access and select your credit card account, or
  • Call (866) 604-0380 and follow the automated prompts.