Platinum Rewards VISA Credit Card
Whether you’re looking to spend for everyday needs, make easy payments on a larger investment or simply transfer existing balances, HRCU can help!
- Rates as Low as 11.99% APR*
- No Hidden Fees
- Consolidate Your Debt into One Low Monthly Payment
- Avoid High Interest Charges of Other Providers
- Flexible Credit Limits up to $10,000
- Reward Points for Every Dollar Spent
- Free Balance Transfers
- Excellent Customer Service
- 24/7 Fraud Protection
- Worldwide and Online Acceptance
*APR (Annual Percentage Rate). APR and credit limit based on credit worthiness and
underwriting criteria, see credit disclosure for more information.
Earn Reward Points for Every Dollar You Spend!
Earn valuable Reward Points for making everyday purchases. Redeem your points for exciting merchandise and travel rewards! To see what’s available to you, create an account at ScoreCardRewards.com. Then, login to see the redemption options you can get for your points.
- Merchandise – Get electronics, home goods, and more from the best brands like Apple®, Michael Kors®, Samsung®, Bose®, Nike®, Ray-Ban®, Keurig®, Dyson®, Sony®, Pandora®, and more
- Travel – Get travel accommodations, such as hotel stays at top properties, airfare, car rentals, cruises, etc. Anywhere you want to go, you can use your bonus points to get there
- Daily Wins – Using just a few points you could get an awesome prize when you visit the Daily Wins section of the rewards site. Entries start at just 3 points and you could win electronics, gift cards, home goods, and much more. New items are added everyday!
- Fuel Discount Award – Use your bonus points to save on all your fuel purchases by using you card at the pump at a participating BP station. You’ll save $0.50 per gallon on your fuel purchase of up to 20 gallons.
- Gift Cards – You can use your points for gift cards too, including iTunes®, XBOX Live®, or for movie tickets.
- And Much More!
Manage Your Account with Ease
Accessing your account info, setting up automatic payments, and paying your bill is easy and convenient!
Simply, choose your preferred method to manage your account:
- Log into HRCU’s Online & Mobile Access and select your credit card account, or
- Call (866) 604-0380 and follow the automated prompts.
Frequently Asked Questions
Find answers to common member inquiries about the HRCU Platinum Rewards VISA Credit Card.
Are there any annual fees?
No. There is no annual fee for the HRCU Platinum Rewards VISA Credit Card. This allows you to enjoy all the benefits without worrying about yearly charges.
Are there any balance transfer fees?
No. Unlike many other institutions, HRCU does not charge a percentage or minimum dollar amount on balance transfers. We allow members to transfer balances without incurring any additional costs.
How do I apply for a new HRCU Platinum Rewards VISA Credit Card?
An existing member simply needs to submit an application for approval to obtain an HRCU Platinum Rewards VISA Credit Card.
- Via Online. Click the Complete & Print Form button towards the top of this web page. Fill out the requested information, print the form and submit it to a Member Service Representative (MSR) at any HRCU location, or email it directly to Cheryl McGlone, HRCU’s Credit Card Processor, at [email protected].
- Via any HRCU Location. Ask an MSR for a Credit Card Application. Fill out the requested information and submit it to any MSR or email it directly to [email protected].
How do I activate my new HRCU Platinum Rewards VISA Credit Card?
You may follow the step-by-step instructions that are included in the new credit card mailer, or you may call HRCU directly at 570.622.3399 and follow the automated prompts provided.
When do I need to use the PIN for my HRCU Platinum Rewards VISA Credit Card?
You will need to use your pin for cash advances in person or at an ATM.
Are there any specific requirements to use the HRCU Platinum Rewards VISA Credit Card while traveling out of state?
Yes. You must notify HRCU of your plans to travel out of state. Please let an MSR know the time period of your travel as well as your destination. By notifying HRCU prior to your planned travel date, we can ensure your atypical transactions are not flagged as potential fraud and prevent your card from being frozen as a result.
Who do I contact if I suspect fraud on my HRCU Platinum Rewards VISA Credit Card?
Contact the fraud department directly at 1-800-600-5249.