When Federal aid just isn’t enough, we’re here to help!

The cost of college continues to rise, forcing many students and families to resort to higher-cost private student lending loans to fill funding gaps. As a not-for-profit lender, Hidden River Credit Union has a unique ability to help members and families by offering our Student Choice private lending solution.

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Student Choice Private Loans

When scholarships, grants, and federal aid aren’t enough, private student loans can be a necessary and cost-effective way to fill educational funding gaps. We want to make financing college easier so you can focus on achieving your dreams of higher education at the school of your choice!

HRCU’s Student Choice Private Loans include:

  • Zero origination or pre-payment fees
  • Lower interest rates
  • Simple one-time online application and approval
  • Deferment of principal and interest while in school
  • Flexible re-payment terms including graduated repayment for two years
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career*

For more information visit our Student Choice website, www.hdriver.studentchoice.org or call toll free to 855.799.2987.

*Subject to qualification and annual credit review.

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Student Refinance & Consolidation Loans

Our student loan refinance solution can help you simplify your life and amplify your funds by streamlining monthly payments. Refinance both private and federal student loans, setting up one convenient payment and potentially lowering your rate.

HRCU’s Student Refinance & Consolidation Loans offer:

  • Competitive interest rates – Check them out!
  • Loan limit up to $70,000
  • Flexible repayment terms to fit your needs
  • No origination fees or prepayment penalties
  • Easy online application and instant credit decision
  • A relationship with a local, not-for-profit lender you can trust

Whether you want to lower your interest rate, pay your loans off sooner, or reduce your monthly payment, we have options to fit your needs. Don’t delay – take control of your student loan debt today by refinancing with HRCU!

Impacted by the Coronavirus Pandemic? We’re here to help.

In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, in regard to your student loan account we have taken steps to ensure that you have access to the services and personalized support that you may need.

 

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at www.uasecho.com. (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)

 

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800.723.2210 to speak with a servicing agent.