When Federal aid just isn’t enough, we’re here to help!

The cost of college continues to rise, forcing many students and families to resort to higher-cost private student lending loans to fill funding gaps. As a not-for-profit lender, Hidden River Credit Union has a unique ability to help members and families by offering our Student Choice private lending solution.

Student walking with backpack

Student Choice Private Loans

When scholarships, grants, and federal aid aren’t enough, private student loans can be a necessary and cost-effective way to fill educational funding gaps. We want to make financing college easier so you can focus on achieving your dreams of higher education at the school of your choice!

HRCU’s Student Choice Private Loans include:

  • Zero origination or pre-payment fees
  • Lower interest rates
  • Simple one-time online application and approval
  • Deferment of principal and interest while in school
  • Flexible re-payment terms including graduated repayment for two years
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career*

For more information visit our Student Choice website, www.hdriver.studentchoice.org or call toll free to 855.799.2987.

*Subject to qualification and annual credit review.

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at www.uasecho.com. (Payments by mail should be sent to UAS, PO Box 5879, Carol Stream, IL 60197-5879.)


Personalized Support

If you have additional questions regarding your Undergraduate or Refinance applications, please call 855.799.2987 to speak with a servicing agent. Should you have questions related to your statement or making payments, feel free to contact us at 877.530.9782.