If you’re booking a vacation, planning a wedding, consolidating your bills, or trying to cover some unexpected expenses, a Signature/Personal Loan or Line of Credit from Hidden River Credit Union may be just what you need.

HRCU Signature/Personal Loans and Lines of Credit feature:

  • No application or credit report fees
  • No pre-payment penalties
  • Amounts up to $10,000
  • Competitive interest rates
  • Optional Smart Choice Loan Protection Insurance
  • Convenient direct deposit, payroll deduction, and automatic transfer options

Rates as low as


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Share Secured Loans

If you’re working to build or repair your credit, a Share Secured Loan is an excellent way to let your money work for you! This loan allows you to borrow against your HRCU savings account, and as you pay down your balance, you regain access to the funds in your savings account.

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Quick Cash Signature Loans

We now offer Quick Cash Signature Loans for amounts from $500 to $1000. If you’re in a pinch and need quick, convenient cash, let us help you cover those unexpected expenses! Stop by any branch location on Fridays from 1-5PM to get a Quick Cash Signature Loan!

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Consolidation Loans

Tired of high interest payments and multiple finance charges? Save money by combining all those payments into one. And best of all, HRCU pays your creditors directly—so there’s no hassle for you! HRCU Consolidation Loans offer the following benefits:

  • One loan, one monthly payment
  • Loan amounts up to $7,500 with a maximum term of 60 months
  • May be used to consolidate HRCU loans

Personal Lines of Credit

Rather than dispensing a lump sum of funds when you’re approved, this product grants you a specific credit limit. Instead of paying interest on the full amount, you only pay interest on the money you borrow. You gain the convenience of accessing the money whenever you want and the peace of mind that comes from knowing it’s there when you need it. Personal Lines of Credit are:

  • Efficient: One-time application
  • Affordable: One low monthly payment
  • Convenient: The money you need, when you need it

With so many options to choose from, you may want more details about our Personal/Signature Loans or Lines of Credit.
Stop by one of our branches or call us today!

*Annual Percentage Rate. Rates are subject to change without prior notice or approval. Not to be combined with any other promotion. Limit of one consolidation loan per member and/or account. New money only, may not exceed unsecured policy limit of $15,000 per member. Creditors must be paid directly, and loan amount cannot exceed the amount equal to creditors being paid. Application fee will be due at time of applying but will be refunded if loan is approved.