If you’re booking a vacation, planning a wedding, consolidating your bills, or trying to cover some unexpected expenses, a Signature/Personal Loan or Line of Credit from Hidden River Credit Union may be just what you need.

HRCU Signature/Personal Loans feature:

  • No application or credit report fees
  • No pre-payment penalties
  • Amounts up to $10,000
  • Competitive interest rates
  • Optional Smart Choice Loan Protection Insurance
  • Convenient direct deposit, payroll deduction, and automatic transfer options

Rates as low as


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Signature/Personal Loans

When extra funds are needed for life’s many milestones or unanticipated expenses, obtaining a Signature/Personal Loan could be your answer! Our quick and convenient application process means you’ll have access to aid in no time.

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Share Secured Loans

If you’re working to build or repair your credit, a Share Secured Loan is an excellent way to let your money work for you! This loan allows you to borrow against your HRCU savings account, and as you pay down your balance, you regain access to the funds in your savings account.

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Quick Cash Signature Loans

We now offer Quick Cash Signature Loans for amounts from $500 to $1000. If you’re in a pinch and need quick, convenient cash, let us help you cover those unexpected expenses! Stop by any branch location on Fridays from 1-5PM to get a Quick Cash Signature Loan!

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Consolidation Loans

Tired of high interest payments and multiple finance charges? Save money by combining all those payments into one. And best of all, HRCU pays your creditors directly—so there’s no hassle for you! HRCU Consolidation Loans offer the following benefits:

  • One loan, one monthly payment
  • Loan amounts up to $7,500 with a maximum term of 60 months
  • May be used to consolidate HRCU loans

With so many options to choose from, you may want more details about our Personal/Signature Loans or Lines of Credit.
Stop by one of our branches or call us today!

*Annual Percentage Rate. Rates are subject to change without prior notice or approval. Not to be combined with any other promotion. Limit of one consolidation loan per member and/or account. New money only, may not exceed unsecured policy limit of $15,000 per member. Creditors must be paid directly, and loan amount cannot exceed the amount equal to creditors being paid. Application fee will be due at time of applying but will be refunded if loan is approved.