When paying off your student loans is complicated and costly, let us help you refinance!

The burden of paying off college debt after graduation can feel overwhelming and it may be difficult to keep up with your current payment plan. As a not-for-profit lender, Hidden River Credit Union has a unique ability to help make your payments more convenient by offering our Student Choice refinance and consolidation loans.

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Student Refinance & Consolidation Loans

Our student loan refinance solution can help you simplify your life and amplify your funds by streamlining monthly payments. Refinance both private and federal student loans, setting up one convenient payment and potentially lowering your rate.

HRCU’s Student Refinance & Consolidation Loans offer:

  • Competitive interest rates – Check them out!
  • Flexible repayment terms to fit your needs
  • No origination fees or prepayment penalties
  • Easy online application and instant credit decision
  • A relationship with a local, not-for-profit lender you can trust

Whether you want to lower your interest rate, pay your loans off sooner, or reduce your monthly payment, we have options to fit your needs. Don’t delay – take control of your student loan debt today by refinancing with HRCU!

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at www.uasecho.com. (Payments by mail should be sent to UAS, PO Box 5879, Carol Stream, IL 60197-5879.)


Personalized Support

If you have additional questions regarding your Undergraduate or Refinance applications, please call 855.799.2987 to speak with a servicing agent. Should you have questions related to your statement or making payments, feel free to contact us at 877.530.9782.