The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires all Mortgage Loan Originators (MLOs) to register with the Nationwide Mortgage Licensing System and Registry (NMLS). The assigned numbers allow consumers, regulators, and others to obtain information on registered MLOs and verify their legitimacy.

loan with home model on desk with banker Loan approval and mortgage or cash advance concept.

Individual NMLS Numbers

All HRCU MLOs are registered and identified by their individual NMLS number as listed below. Your MLO will provide their NMLS number to you in a variety of methods during the lending process.

    • Hidden River Credit Union – 438261
    • John H. Murga, Chief Executive Officer – 521618
    • Michael Thomas Walser, Chief Information Officer – 1766871
    • Michael Shaner, Chief Lending Officer – 1617551
    • Ann Marie McFarland, Chief Operating Officer – 467669
    • Lisa Marie Bercher, Lending Manager – 1684730
    • Cynthia A. Messerschmidt, Branch Solutions Manager – 657232
    • Philip Michael Herot, Branch Solutions Manager – 880750
    • Colleen Reber, Branch Solutions Manager – 2661477
    • Linda Marie Ebert, Loan Representative – 1691989
    • Aissa Schaeffer, Loan Representative – 2629746

Visit the NMLS Registry for more information regarding the SAFE Act and HRCU’s MLOs.