Loan Rates

Effective May 2021

Auto Loans | Personal Loans | Real Estate Loans

*APR (Annual Percentage Rate). Rates and terms are subject to change without prior approval or notice. HRCU will finance up to the Manufacturer’s Suggested Retail Price (MSRP) plus tax and tags for a new vehicle. HRCU will finance up to 125% of the value of the vehicle for a used or refinanced vehicle based on NADA, Kelly Blue Book or other authorized guide when determining used vehicle values. Minimum loan amount is $5,000. The interest rate applied may be higher based on the applicant’s credit score, debt ratio, or vehicle value. HRCU makes all final determinations regarding the vehicle value and applied interest rate. See the LOANLINER Credit and Security Agreements available from the credit union. HRCU is federally insured by the National Credit Union Administration. Equal Opportunity Lender.

*APR (Annual Percentage Rate).
**APY (Annual Percentage Yield).

Rates and terms are subject to change without prior approval or notice. Minimum deposit of $500 is required to open a Certificate of Deposit. You may not make additional deposits after the account is open. APY assumes the principal and dividends remain on deposit until maturity. A penalty is imposed for early withdrawal. Penalty fees could reduce earnings on account. Certificate renews automatically.