Not every financial service is something you need every day – but when you need it, convenience matters. From accessing an ATM while traveling to sending a money order, storing valuables in a Safe Deposit Box, setting up Direct Deposit, or re-ordering checks, HRCU is here to make the process simple and convenient.

Explore the member services available to help make managing your money easier.

Person using an ATM

ATM/Debit Cards

More convenient than carrying a checkbook, an HRCU ATM/Debit Card gives you convenient access to your funds and the ability to make purchases wherever Mastercard® is accepted.

HRCU ATM/Debit Card Features

  • 24/7 access to cash at ATMs worldwide
  • Surcharge-free ATM access at participating ATMs displaying the  CU$ logo  or  Surcharge Free ATM CO-OP logo logos
  • Six (6) free withdrawals per month at ATMs not owned or operated by HRCU
    • Other financial institution fees may apply
    • A $1.50 fee per transaction applies after the six free monthly withdrawals

Fraud Protection

If you suspect a fraudulent transaction, please complete and submit a Debit Card Dispute form.

For information about how HRCU helps reduce fraud related to online shopping, please refer to EMV 3-D Secure (3DS) One-Time Passcode (OTP). You can also review our full 3DS OTP Terms & Conditions.

Need help finding a surcharge-free ATM?

Follow one of the links below or send a text with the zip code of your current location to 91989. Instantly receive a reply with the nearest CO-OP Network ATM.

Lost or Stolen Card?

If your HRCU debit card is lost or stolen, take action right away using one of the following options:

  • During regular business hours: Call HRCU at 570.622.3399
  • After regular business hours: Call 888.241.2510
  • Anytime: Report your card as lost or stolen through HRCU’s Online & Mobile Access

To report your card through Online & Mobile Access:

  1. Log into your account.
  2. From the dashboard, scroll to Card Management and select the applicable debit card.
  3. Select the arrow next to Report Lost/Stolen.
  4. Choose the appropriate option:
    • My card is lost.
    • My card is stolen.
  5. Follow the prompts to report the card as lost or stolen.
Cash

Money Orders

A secure and convenience way to send money, HRCU Money Orders offer:

  • Available in amounts up to $1,000
  • $3 fee per money order
  • Valid for 90 days from the date of issue
  • Purchase with cash or funds transferred from your HRCU account
Person holding a key

Safe Deposit Boxes

Protect the items that matter most with a Safe Deposit Box at HRCU. Safe Deposit Boxes provide a secure place to store important documents, legal papers, jewelry, family heirlooms, and other valuables.

Safe Deposit Boxes are available exclusively at our Pottsville location in the following sizes and annual rates:

  • Small – $20 per year
    4.75″W x 2.5″ H x 22″D
  • Medium – $40 per year
    10″ W x 2.5″ H x 22″D
  • Large – $60 per year
    10″ W x 4.75″H x 22″D
  • X-Large – $90 per year
    10″W x 10″H x 22″D

Some additional fees may apply:

  • Lost Key: $20
  • Drill Box: $250
  • Late Fee: $25 per occurrence when payment is 31 or more days past due

For more information or to inquire about availability, call or stop by our Pottsville location today.

People consulting about finances

Payroll Deduction/Direct Deposit

Make managing your money easier with Payroll Deduction or Direct Deposit. This convenient, no-cost service allows you to have your paycheck deposited directly into your HRCU account, build your savings, make loan payments, or set money aside for a special occasion – all without making an extra trip to a branch.

Getting started is easy:

Complete and sign an HRCU Payroll Deduction/Direct Deposit Form, available from your participating employer’s payroll department or HRCU. Return the completed form to your employer’s payroll department.

HRCU Routing Number: 231385280.

Person using a mouse

Check Re-order

Need more checks? Re-ordering your HRCU checks is quick and convenient.

Click below to order more checks today!

Money jar filled with American currency. Savings and donations concept.

Coin Machines

Turn your loose change into savings with HRCU’s convenient Coin Machines, available at all four locations. Simply bring in your coins, and our machines will quickly and accurately count them so the funds can be deposited directly into your HRCU account.

Before using the machine:

  • Make sure coins are dry and free of debris.
  • When you arrive, ask a Member Service Representative (MSR) for assistance to help ensure a smooth transaction.

Coin Counting Fees:

  • $1 for amounts under $500
  • $2 for amounts $500 and over

Visit any HRCU location to learn more.

Person sitting at a laptop holding a VISA gift card and typing.

VISA Gift Cards

Give them the freedom to choose with an HRCU VISA Gift Card. Perfect for birthdays, holidays, graduations, or any special occasion, VISA Gift Cards can be sued wherever VISA is accepted, both in-store and online.

VISA Gift Card Benefits:

  • Use in-store, online, or over the phone
  • Offers the flexibility of a gift with the convenience of a card
  • Available in amounts up to $1,000
  • $4 purchase fee (lower than the typical $6 fees charged elsewhere)

Stop by any HRCU location to purchase a VISA Gift Card today!

Woman sitting at a desk stamping something on a piece of paper.

Notary Services

For your convenience, complimentary notary services are available to HRCU members at all locations. Our notaries can assist with a variety of documents and help ensure they are properly witnessed and notarized.

Appointments are not required, but we recommend calling ahead to confirm a notary is available when you plan to visit.

Call or stop by any HRCU location to learn more.

Please refer to the Fee Schedule for a complete disclosure of applicable fees.