description

Text Scam Alert

    Important Update   HRCU has been made aware that several individuals (both members and non-members) have received text messages with a “security code for validation,” sometimes referencing HRCU’s actual website and phone number. This is a SCAM. Do NOT click on any links in the text or share any personal or account information.…

Make Purchases for a Chance to Win*

  Make Purchases for a Chance to Win!* Get ready for a chance to explore one of America’s most iconic destinations with HRCU’s Mastercard Debit Card! From 11/1/25 through 4/30/26, every ten (10) eligible in-store purchases you make earns you one (1) entry for the chance to win a 4-night trip to your choice of Boston,…

Save. Pay. Repeat. Black Friday (2X) & Cyber Monday

  Automatically Earn $1,000 Holiday Shopping Spree Entries with Every Purchase Over $50!¹ While out shopping for holiday gifts, snag great deals PLUS get the chance to reward yourself. Step 1: Use your HRCU debit card this holiday season to snag a great deal on gifts and more. Step 2: With each pinless credit transaction…

Let Your Home Fund Its Own Makeover

  Turn Your Equity Into the Solution   Make those long-awaited improvements quickly, easily, and affordably without refinancing into today’s higher mortgage rates. With Home Equity Line of Credit rates as low as 3.49% APR* for the first 12 months, and Home Equity Loan rates as low as 4.99% APR* for 5-year terms — you…

Finish Your Year – in the Driver’s Seat

  Finish Your Year in the Driver’s Seat Take control of your next adventure with auto loan rates as low as 4.99% APR* for up to 60-month terms. From quick errands to long road trips, make every mile count with low monthly payments and unbeatable value. Apply now and cross the finish line of 2025…

Reg CC Update – July 2025

Dear Members,   Effective July 1, 2025, HRCU updated our Funds Availability Policy in accordance with 12 CFR 229, Availability of Funds and Collection of Checks (Regulation CC), which governs the availability of funds and check processing timelines. These changes were mandated by the Federal Reserve Board and the Consumer Financial Protection Bureau (CFPB) –…

Enhanced Security for Safer Online Shopping

  Enhanced Security HRCU is focused on continually identifying and implementing new security measures and protocols as they become available to ensure the safety and security of member assets. EMV 3D Secure (3DS) One-Time Passcode is one of the ways we work to reduce fraud and help improve every HRCU member’s digital experience.    …