A Smarter Path to Homeownership – Finish Sooner
With HRCU’s 10 & Done Mortgage, you can refinance or purchase with confidence and pay off your home in just 10 years. Enjoy rates starting as low as 4.99% APR* on 10-year terms and take advantage of a loan option designed to help you build equity faster and save more over the life of your mortgage.
This short-term mortgage means fewer total payments (just 120), lower overall interest costs, and a faster path to financial freedom – all while maintaining predictable, fixed-rate monthly payments that make budgeting simple. Available for loan amounts up to 80% of your home’s value, the 10 & Done Mortgage offers peace of mind through reduced long-term debt and greater financial control.
Simple, straightforward, and supported by local lenders you can trust – your homeownership goals are closer than you think. Let’s make them happen together!
Speak with a Lending Specialist today or complete an application and start your journey to financial relief with a 10 & Done Mortgage.
*APR (Annual Percentage Rate). Rate current as of 12/1/25. The APR is a fixed interest rate and applies to an 80% maximum loan-to-value (LTV) Ten & Done Mortgage. The maximum loan term is ten (10) years. The minimum loan amount is $20,000, and the maximum loan amount is $250,000. All loan requests subject to credit approval. Rates and terms are subject to change without notice.