Know Your Budget. Find Your Ride.
The right vehicle starts with a payment that fits comfortably into your budget. With an HRCU Auto Loan, you can shop with confidence knowing you have flexible financing options for both new and used vehicles.
Enjoy rates as low as 3.99% APR for up to 36 months and work with a local team that can help you find financing that fits your needs. Apply today and know your budget before you find your ride.
Know what works for your budget, then find the ride that’s right for you.
Learn more about an HRCU Auto Loan.
Federally insured by NCUA. Equal Housing Opportunity.
*APR (Annual Percentage Rate). Rate current as of 10/1/26. Rates and terms are subject to change without notice. HRCU will finance up to 120% of the Manufacturer’s Suggested Retail Price (MSRP) for a new vehicle. HRCU will finance up to 120% of the value for a used or refinanced vehicle based on J.D. Power Retail Value. Minimum loan amount is $5,000. The interest rate applied may be higher based on the applicant’s credit score, debt ratio, or vehicle value. HRCU makes all final determinations regarding the vehicle value and applied interest rate. See the Credit and Security Agreements available at HRCU.