A husband, wife, and baby looking out the window/curtains to the outside.

 

 

Make Room for What’s Next

With HRCU’s 10 & Done Mortgage, you can make room for the future while paying off your home in just 10 years. Whether you’re purchasing a new home or refinancing your current mortgage, enjoy rates starting as low as 4.99% APR* on 10-year terms and take a shorter path toward owning your home outright.

With just 120 fixed-rate monthly payments, you can build equity faster, reduce the amount of interest paid over the life of your loan, and gain greater financial flexibility for whatever comes next. Loans are available for up to 80% of your home’s value, giving you a straightforward option for reaching your homeownership goals.

 

Less time paying off your home means more room for what’s next. Let HRCU help you take the next step with a mortgage backed by local service and a team you can trust.

Speak with a Lending Specialist today and start your journey to financial relief with a 10 & Done Mortgage.

 

 

 

Equal Housing Opportunity. Federally insured by NCUA.

¹APR (Annual Percentage Rate). Rate current as of 9/1/26. The APR is a fixed interest rate and applies to an 80% maximum loan-to-value (LTV) Ten & Done Mortgage. The maximum loan term is ten (10) years. The minimum loan amount is $20,000, and the maximum loan amount is $250,000. All loan requests subject to credit approval. Rates and terms are subject to change without notice.